100 – Zero Principle

What is the 100/0 Principle? Can I live with its definition?

The 100 is you/me taking 100% responsibility for our life and our decisions.

The 0 is saying you have no blame and do not share in why my life is where it is.

This is a definition that seems very easy to understand, but most really don’t get it.

The word “respect” is an example. Many say “respect” is earned or that they will “give respect until the person does something they don’t like”.

That is putting all of the decision on their actions. That is not responsibility.

The true meaning (and the way I live) is I respect all people. I give you “respect” not because of who you are, but because of who I am. I respect everyone. You will be a beneficiary of that characteristic.

With that said, accepting and agreeing are not the same. I will accept you “as you are” and give respect. I don’t have to agree with your life style or characteristics.  We probably won’t hang out  if I don’t agree, but I will still show you respect.

Take 100% responsibility for the people in your life.

Stories And Their Effect

Stories and their effect on your emotions is the clarity you need to empower you to take control of your life.

Recognize that all your emotions are controlled by the mental stories that (you) write. So if you don’t like the way you are feeling, then change the story.

People will always say, “That seems too simple. There has to be more to it.”

Our reply, “Test it.”

We remember there was a gentlemen cleaning windows off the side of a tall building. So we decided to put this idea to the test.

We asked him why he would be willing to hang from high buildings and clean windows?

His response, “As a kid he was always a daredevil. This job gives him that adrenaline.”

Well our thoughts are the cable will break and we don’t like the image of what will happen once we get to the bottom.

With our story, it is obvious we are not going to be hanging from any roofs, anytime soon.

You can see that Fear is attached to the story that we wrote. Fear is not the problem (as the world continues to teach).

If we decided we wanted to hang from the roof and not have fear (again as everyone says), we just need to write the same stories as those that enjoy the experience.

Tip: You must “believe” the joyful story.

Depression And Its Source


Depression and its source begins with the stories we write about how life should be. Somewhere along our journey, we create a belief that things are supposed to go a certain way. When that doesn’t occur and a person feels helpless (victim mode), they will go into a depressed state of being.

Unfortunately for most that deal with it, they have been programmed to believe it is out of their control and in most cases, drugs are the solution. The drug industry is a whole other subject.

Tony Robbins states: Depression is when a person is being self-absorbed. You can’t be depressed and be thinking about others.

So if we look at that definition of depression, it comes back to what we continue to teach at Simplified University and that is: it is all about the stories we write.

If you are thinking about others, those stories don’t have “depression” attached to them and therefore you will not be depressed.

So those of you that get into depressed states, you need to stay away from the stories that get you depressed. Better yet, learn to rewrite the story so you have a different emotion attached.

This is our main message we want to drive home at Simplified University: emotions come from stories. Change the stories, you will change the emotion.

Marketing Through Networking

Rule One To Becoming A Network Marketing Professional – Taken from the book “Go Pro” by Eric Worre

“You must emotionally detach yourself from the outcome.” This is extremely important. Remember, our initial goal is education and understanding. It’s not getting a new customer or signing a new distributor. In other words, if you disconnect your emotions from the outcome and just focus on education and and understanding, everything gets very simple.

This sounds easy, but it’s difficult to do. All of us come into this business with the hope of recruiting some great people. It’s hard to disconnect from those expectations. But you need to remember, we’re not hunters. We’re not sharks. Our job is to educate people and help them understand what we have to offer. We act as consultants offering suggestions on how people can live a better life.

If you focus on getting a customer or new distributor, you’ll constantly be disappointed and you’ll find your prospects running away from you.

If you focus on education and understanding, you’ll have fun and your prospects will enjoy the experience”.

Rule of 72 Formula

The concept is designed to tell how fast money will double. Take an interest rate 6%. We will divide that into 72 (that is why it is called the rule of 72).

72 divided by 6 = 12

What does that mean to you and me?

It means if we take a stated number of money (example: $1,000) and we get 6% interest, that $1,000 will double in 12 years

So in 12 years, the $1,000 = $2,000
in 12 more years, it doubles = $4,000
in 12 more years, it doubles = $8,000

Why is this important?

If your bank is paying you 1% interest

72 divided by 1 = 72

Yes, that means it will take 72 years for your $1,000 investment to double to $2,000.

So don’t kid yourself if you have $1,000 sitting in your bank and waiting for it to grow and accelerate you to a comfortable retirement.

Some will say, are you saying I should just blow it?

I would never say blow it. But if that is all you are doing, you might as well enjoy it.


Every year, your $1,000 is worth less (because of inflation)

For those that are asking what is inflation, just think of the products you buy – they are increasing in price every year. So if your money is not keeping up with inflation (which is higher than 1%), the value of your money is decreasing every year.


Today, the TV you are looking at is selling for $1,000
Next year because of inflation (we will use 4% – yea right lol), that TV next year will cost $1,040

Being a smart consumer, You decide to leave your money in the bank, so you could earn interest and you will get the TV next year.

Your money in the bank (getting that 1% interest) grew to $1,010

So you just lost $30 in buying power in one year (TV is now $1,040 and you have $1,010). Think about it. This is happening to you every single year.

I have had people that want to argue with me that higher interest rates don’t exist. The first thing I ask them is, do you have a credit card? What interest rate are you paying? Some don’t know, which is not good. After this example you will know why.

Tip: Your credit score will play a major role in what interest you are paying.

So let’s say you are paying 18%. Trust me, there are people paying up to 30% and more. (We will cover credit cards in another training).

Well your $1,000 you placed in the bank grew in one year to $1,180 (for the bank because they took your $1,000 and loaned it to someone else or gave it as a line of credit for $1,000 to another consumer. In some cases they give you a credit card, charge you 18% and will have to pay you 1% interest on your money in your bank account).

Can you say, very profitable business.

So let’s say at the end of the year, you decide to withdrew your money. They give you $1,010 (after paying you the 1% you earned). So the bank earned $170 off of your money ($1,180 that it grew for them – $1,010 your money plus interest).

Folks that is just $1,000. How many thousands does your bank have?

Staying with the rule of 72

72 divided by 18 = 4

So your $1,000 doubles for your bank every 4 years
in year 4, doubles to $2,000
in 4 more years, doubles to $4,000
in 4 more years, doubles to $8,000
in 4 more years, doubles to $16,000
in 4 more years, doubles to $32,000

So in year 20 the bank has earned $32,000 and they don’t have to double your money and pay you $2,000 until year 72

By the way, this is the reason in some instances, you will never pay off your credit cards if you continue to pay the minimums. I have seen financial plans that showed people that they wouldn’t be out of debt until 2107 paying minimums.

Law of Attraction Simplified

Law of attraction simplified is a part of our mission to simplify life and the events that occur in it.

Most have started to look at law of attraction as if it is some kind of “Self Development” program.

Well, the law of attraction is a law of the universe. It is not something you control (just like you don’t control “time”). You can manage what you do with your “time”, but you can’t manage time itself.

The same is true with the law of attraction. It is working all day, every day and every moment. Whether you understand it, believe it, fight it or whatever else you have in mind.

To understand it is the same as playing or participating in anything in life. If you don’t know the rules, whatever happens, just happens (and usually not in your favor). If you know the rules, you can play the game to your favor.

Most people don’t learn the rules and then blame the world for the way their life turns out. Instead of saying “Enough. I will learn the rules and play the game to get the results “I truly want”. No longer will I just stand by and let life just happen!!!”.

With that said, the easiest way to explain the “law of attraction” (I have found) is to understand that your vibrations (vibes – which come from your feelings which are created by your thoughts) are like a magnet. There are things that all “magnets” will pull towards them and there are things that they will push away.

If you are in a negative state of being (feeling), then You vibrate a negative energy and your magnet (vibration) goes to work. It searches around and find any and everything that it can match up with and it will pull it towards YOU. When it notices things that are good (positive feelings), it will push that out of the way and continue to search for the bad/negative. Again, it is not figuring out, good, bad, right, wrong, etc., it is looking for vibrations that match it. You interpret them as good, bad, right, wrong.

That is why people that start their day off with bad (negative thoughts), will continue down that path (most of, if not the entire day). You have heard people say, “It was one of those days” (Personally, I have never had one of those days, so I am not sure what that means lol)

But why did their day stay on that “not wanting” path?

Well, the vibration they kept putting out (which they call negative) continued throughout the day looking for more things to pull towards them to help them to stay close to those vibrations (energy).

Again, the energy (vibrations) you are putting out is not trying to say, “what is good, bad, right, wrong, etc”. It is just being a magnet and pulling in anything that matches your current vibes.

I said “current” because as soon as you notice the way you are feeling, you have the capability to make the adjustments to change your thoughts, which changes your story, which changes your feelings, which will change the vibes (vibrations) you are sending out.

Some wonder or will say, “Well I didn’t plan the car accident”. You did and you didn’t. You didn’t ask for a car accident, but you did put out a vibration that matches the same “vibes” you would have “if you were in an accident”. The accident was the easiest thing at the moment to match the vibes you were putting out. So you “contributed” in the creating of the accident. Just not on purpose. You didn’t know the rules of the game.

Now folks, this is not to scare you and have you being paranoid about everything you say and think. Most things take awhile to manifest (become what is known as reality). How strong the belief is, will determine how quick something will manifest (show up).

So if you notice the negativity, accept it for what it is and ask, “obviously I am feeling this way because something is not going the way I planned”. Analyze it and adjust the story to an empowering story (one that will move you forward from where you are standing at the moment”.

For most, you will not go from angry to happy. You might have to go from angry to frustrated and work your way to “happy”. The key is to keep writing new stories that will help you create a different vibe. Then you will notice how things start to turn around and work out.

So of course, the same holds true for creating a “positive – do want” energy (vibrations). You noticed I said “energy”. Just being positive is not always the answer. As Tony Robbins says, “You can say there are no weeds, there are no weeds!!! The weeds will just eat up your garden. Just recognize that you have weeds in the garden and pull them out”.

In short, life is what it is. How do I move forward from where I am currently standing is the only thing we need to focus on.

So I hope this sheds light and simplified the law of attraction. Again, it isn’t something you control, but you can control the vibes you put out. That in turn will cause your magnet to pull the things towards you that you really want.


Procrastination is one of “Your Best Friends” because it makes it very clear to you that you are about to do something that you “really don’t want to do”.

How is that negative?

When you find yourself in this position, learn to ask the question “Why is it that I am thinking about putting this off (procrastinating)?”

If you are tired and it doesn’t have to be done right this moment, then put it off to later. Don’t fight your body because people make you feel guilty about not doing it now. Fighting your body will hurt you in the long run.

Now if you don’t want to do it because “you don’t want (like) to do it”.

Then it is time to hire someone or figure out a way to have someone do it for you. In return you can do something they don’t like to do.

Yes we know there are instances where you may need to do something “temporarily”. But the clarity allows you to see the vision and be open to how you can get away from having to do it, instead of believing it is life and you have no choice.

So enjoy “Procrastination” as it is just being a true friend that is helping you to get more “clarity” in your life.